IRA Makes Vacation Home in Panama Possible

The IRA Real Estate plan enabled Mr. & Mrs. Smith to purchase their eventual retirement home immediately, prior to selling their existing primary residence. By structuring Mr. Smith’s IRA to support the purchase of the home in Panama the Smiths are able to use their home in Panama for vacations thereby benefiting from both homes until they are ready to relocate full time without effecting their current income stream. When they are ready to retire and transfer residency to Panama, the tax free portion of proceeds from their primary residence will not only replace, but exceed by far the value of the IRA used to purchase their retirement home.

How Our Client Used Her SHIRA™’s As Real Estate Investing Machines

Let me tell you about how our client has used her two SAFE HARBOR®-Directed IRA’s™ (SHIRA™) to help buy two properties that she and her husband could personally use and qualify for a loan when she ran into problems with debt to income ratio. Because our program offers flexibility and control, our client was able to structure her SHIRA(™s) with her wants and needs in real time and as they were evolving. 

The 3 Pillars of Our IRA Real Estate to Occupy Program

With the potential interest earnings from the SAFE-HARBOR®-Directed IRA™(SHIRA™), possible appreciation of the real estate over time, rental income, if you wish, and the intrinsic value of occupancy, together with the tax write-offs (if you qualify), the actual total value and benefits of both the SHIRA™ and the real estate could be a double digit return for you! In other words, the perfect alternative investment.