Let me tell you about how our client has used her two SAFE HARBOR®-Directed IRA’s™ (SHIRA™) to help buy two properties and qualify for a loan when she ran into problems with debt to income ratio.
*Names have been changed to protect the privacy of our client.
Lizzy had been interested in using her IRA to purchase real estate before, but wasn’t satisfied with the Self Directed option because of the many prohibited transactions that come with it, the most important prohibited transaction being that she and her family couldn’t personally use the real estate.
She discovered us through an airline magazine. Lizzy was skeptical because she had been told that personally using real estate purchased with an IRA wasn’t possible, so she had her trusted CPA give us a call to learn more. After speaking to Lizzy’s CPA, he was impressed and found our IRA Real Estate to Occupy strategy to be valuable and the right solution for Lizzy’s IRA investment wishes.
By setting up two SHIRA™’s, Lizzy has been able to direct her retirement funds to help support the purchase of two houses (one in California and the other in Utah) that she and her husband could personally use and enjoy. And just two years ago, we restructured one of her SHIRA™’s to help her qualify for the debt to income ratio on an equity loan! Because our program offers flexibility and control, Lizzy was able to structure her SHIRA(™s) with her wants and needs in real time and as they were evolving.
Not only has Lizzy been able to use her SHIRA™ to create wealth through real estate that she can personally use and take advantage of the real estate tax write-offs, resulting in money saved, she has also enjoyed total peace of mind knowing that her SHIRA™ monies are safe from any downturn in the stock market and with upside potential for when the market does well.
Today, Lizzy is actually looking to expand on her SHIRA™’s and our program.
If you’re looking to have true freedom and control now and in retirement by using your IRA to invest in real estate with no prohibited transactions-schedule a free consultation with us today. We can help you find clarity on how to best optimize your IRA funds. Get the free guide to understanding our unique IRA real estate investing strategy here.
“This program is unbelievable. I have been with them [Lasaii] for 10 years and never had any regrets. Thinking about how to expand.”
-Client of Lasaii Benefits
COVID-19 MORTGAGE RELIEF:
If you, or someone you know, is suffering from a job loss or loss of income and are worried about losing your home as a result, we can help. Retirement monies can be used to support an existing mortgage.
ONE LAST THING.
Tired of the hype of the stock market, only to get burned? Direct your IRA funds into real estate that you can buy or build.
With the extreme volatility the market has been experiencing the past couple of months, not a single client of ours has incurred a loss of value to their SHIRA™.
In fact, according to a report from Zillow, real estate increased in value an average 5.46% in 2019 nationwide, along with the asset protection of their SHIRA™, possible rental income, tax benefits, and the intrinsic value of occupancy of the property, our clients enjoy confidence, peace of mind and growth with their SAFE HARBOR®-Directed IRA™ (SHIRA™) real estate investment and its bottom line.
We help people multiply their IRA funds by directing them to purchase or build real estate that they can personally use or create an additional income from, so that they can have more flexibility and freedom in their retirement, as well as create certainty and security for their families and leave a larger and more impactful legacy.