Real Estate you can
AND BENEFIT FROM
Real Estate you can
AND BENEFIT FROM
PROTECT ASSETS FROM
STOCK MARKET DOWNTURNS
INVEST IN REAL ESTATE TO
OCCUPY OR RENT
SAVE ON TAXES AND
MAXIMIZE YOUR LEGACY
You want the freedom
to invest and create more with your hard-earned money
After all, if you have been protecting yourself by saving for your retirement, it means that you genuinely care about building a legacy. You want to have true freedom that allows you to actually enjoy your retirement funds, not be punished for using what you created on your own.
however, you might be experiencing
Are you constantly worried about your financial future and how you will provide for your family after you are gone?
Do you want to build wealth and develop some sort of passive income to prepare you for retirement?
Have you been focusing solely on the lower interest earnings of your IRA and feel like there must be another way?
Are you terrified that an economic recession could wipe away all of your years of sacrifice and work?
Are you tossing and turning at night thinking about how you could protect yourself and your family’s financial future?
Do you feel confused about how you could really take advantage of your retirement funds?
starts at home
This is why we created the
SAFE-HARBOR® Directed IRA™
allowing you to protect your assets and save on taxes as you
invest in Real Estate to occupy or rent and truly maximize your legacy
as you experience true financial freedom and autonomy.
SAFE-HARBOR® DIRECTED IRA™ (SHIRA™ )
Asset protection: Protection of principal from any possible downturn in the stock market
Upside Interest Earnings: When the stock market performs well
Flexibility: If you sell a property supported by your SHIRA™ , you can restructure your SHIRA™ to fund a new property. You can mix SHIRA™ and non-SHIRA™ funds to buy property or properties. You can buy real estate
TO RENT OR OCCUPY
Immediate Occupancy & Enjoyment: The real estate is titles in your name - not in the name of the IRA - so you and your family can occupy and enjoy the property with no prohibited transactions.
Choices: You can buy a primary residence, a vacation home, rental property, or property simply to keep as an investment,
Protected leverage: On the real estate because of the protection of principal your SHIRA™ offers.
TO SAVE ON TAX
Step up in Basis/1031 Exchange: The real estate you purchase can be passed at death with a "Step up basis." There will be tax savings on any appreciation accumulated.
Tax write-offs: Enjoy the tax benefits associated with real estate ownership. Your tax liability of using IRA funds to help purchase the real estate will be eliminated or reduced.
Tax Deferred Growth: Like all IRA's, you SHIRA™ will continue to grow, tax deferred.
This means that you:
- Finally have the financial security you have been wanting with the ability to secure your family’s future and enhance your estate planning strategies.
- Have your funds be truly protected with the financial security you have been looking for
- Have peace-of-mind protection from any downturn in the stock market with confidence that your investment is creating real wealth for your family
- Create a lifestyle of opportunities that you always envisioned for your family
- Start a new chapter and adventure in your life in retirement that offers you additional benefits of wealth protection that you can pass on
- Have the freedom to be your own boss and travel while you build wealth for yourself and your family
THIS HOME WAS BUILT WITH THE HELP OF OUR PROGRAM
"I have successfully enrolled in and utilized Lasaii's Safe Harbor IRA to purchase two pieces of real estate over the past several years. Lasaii, with Mr. Uranga directing all the financial aspects of the transactions, has been seamless and extremely dependable in all regards. I would recommend Lasaii for anyone that is interested in benefiting from this type of IRA investment." -
Elliot M., Sun Valley, ID & Newport Beach, CA, Client
SAFE-HARBOR® DIRECTED IRA™ (SHIRA™ )
SHIRA™ can help you purchase a primary or vacation home, land to build, commercial real estate or another property with the benefit of immediate occupancy and all real estate tax benefits.
DTI-DEBT TO INCOME RATIO
Debt to Income Ratio has you stalled? We can help by structuring your SHIRA™ to show additional income to qualify for the loan in order to purchase the real estate. *Must have a good to excellent credit score.
ACCELERATED MORTGAGE PAYMENTS
Do you want to pay off your mortgage? We can structure your SHIRA™ to accelerate your mortgage payments so that you have the peace of mind of owning your home outright.
HELP WITH AN EXISTING MORTGAGE
We can help get you through the tough times by temporarily using your IRA/401k rollover to help make existing mortgage payments, while still giving you the security of your IRA for tomorrow.
SAFE HARBOR®-DIRECTED IRA™ (NON-REAL ESTATE)
The SAFE HARBOR®-Directed IRA™ (Non-Real Estate) account can be used for life time income upon retirement. With it’s downside protection and upside potential, you can be confident that your funds are safe and that the account is accumulating income for your retirement
Relocating for a new job? Use your IRA/401k rollover to help purchase your real estate in a new town, city or state.
STRUCTURE IRA FOR ESTATE PLANNING
Step Up in Basis tax benefit that our SAFE HARBOR®-Directed IRA™ offers. Together with real estate ownership, the SAFE HARBOR®-Directed IRA™ could achieve a better tax situation for your heirs, while you are alive, and long after for your heirs to enjoy. Figure out about secure act.
STRUCTURE IRA FOR PHILANTHROPIC PURPOSE
If your estate is of a size where charitable gifting has been suggested by your advisors, you may wish to consider the IRA/Real Estate Charitable Legacy Plan™. This structure is designed for a win/win/win outcome. You win, your heirs win and the beneficiary of your legacy plan wins.
LASAII HAS MADE USE OF MY 'FROZEN, UNUSABLE' IRA ASSETS
“My entire career has been involved with finance, real estate finance, real estate development and management. I have been able to accumulate a significant IRA account balance. However, the more I investigated, the more concerned I became that in fact, an IRA was something of a time bomb. I was at first skeptical, due in part to my own expertise, and the fact that nothing like this had ever been addressed by my professional advisors. After thorough checking and analysis, I found that Mr. Uranga (Lasaii Benefits) has creatively and legally solved the problem. Making use of my 'frozen unusable' IRA assets, by purchasing real estate, I am systematically defusing the time bomb character of my IRA accounts.”
-Hal, Client- Sun Valley, ID- Excerpts from Letter
Match made in heaven:
With the recent passing of the SECURE Act and the Stretch IRA no longer an estate planning option, our IRA Real Estate to Occupy program is extremely valuable for those with large IRA's that are inherited or are planning to be passed down as our program can systematically diffuse the tax time bomb character of those large IRA's by directing them into real estate and offsetting the tax liability of now having to use those inherited IRA funds within ten years.