You want the freedom

to invest and create more with your hard-earned money

After all, if you have been protecting yourself by saving for your retirement, it means that you genuinely care about building a legacy. You want to have true freedom that allows you to actually enjoy your retirement funds, not be punished for using what you created on your own.

however, you might be experiencing

Are you constantly worried about your financial future and how you will provide for your family after you are gone?

Do you want to build wealth and develop some sort of passive income to prepare you for retirement?

Have you been focusing solely on the lower interest earnings of your IRA and feel like there must be another way?

Are you terrified that an economic recession could wipe away all of your years of sacrifice and work?

Are you tossing and turning at night thinking about how you could protect yourself and your family’s financial future?

Do you feel confused about how you could really take advantage of your retirement funds?

The truth is, you are a smart and independent thinker that wants to make smarter investment decisions that allow you to enjoy your life while you build wealth at the same time. You want to own that dream vacation home or investment property to be able to have more passive income streams in order to truly be your own boss and take control over your life now and in retirement.

smart investing
starts at home

We understand your frustration from the lack of real available options. This is why, for over 30 years, we have dedicated ourselves to support the facilitation of a true alternative investing method that allows you to not only build or purchase real estate with your IRA, but, in contrast to other methods, also be able to occupy and/or rent it in order to multiply your wealth. All of this in a tax-free, tax deferred or tax advantageous way-which means that you can turn your retirement into so much more. Our program is safe and legal. We are 100% compliant to all 29 tax codes governing tax avoidance, qualified plans, and real estate transactions-allowing you to grow your investments' value and amplify your lifestyle.

This is why we created the 
SAFE-HARBOR® Directed IRA™ 

allowing you to protect your assets and save on taxes as you
invest in Real Estate to occupy or rent and truly maximize your legacy
as you experience true financial freedom and autonomy.

SAFE-HARBOR® DIRECTED IRA™  (SHIRA™ )

Asset protection: Protection of principal from any possible downturn in the stock market
Upside Interest Earnings: When the stock market performs well
Flexibility: If you sell a property supported by your SHIRA™ , you can restructure your SHIRA™  to fund a new property. You can mix SHIRA™  and non-SHIRA™  funds to buy property or properties. You can buy real estate

REAL ESTATE
TO RENT OR OCCUPY

Immediate Occupancy & Enjoyment: The real estate is titles in your name - not in the name of the IRA - so you and your family can occupy and enjoy the property with no prohibited transactions.
Choices: You can buy a primary residence, a vacation home, rental property, or property simply to keep as an investment,
Protected leverage: On the real estate because of the protection of principal your SHIRA™ offers.

INCREDIBLE OPPORTUNITY
TO SAVE ON TAX

Step up in Basis/1031 Exchange: The real estate you purchase can be passed at death with a "Step up basis." There will be tax savings on any appreciation accumulated.
Tax write-offs: Enjoy the tax benefits associated with real estate ownership. Your tax liability of using IRA funds to help purchase the real estate will be eliminated or reduced.
Tax Deferred Growth: Like all IRA's, you SHIRA™ will continue to grow, tax deferred.

This means that you:

• Finally have the financial security you have been wanting with the ability to secure your family’s future and enhance your estate planning strategies.
• Have your funds be truly protected with the financial security you have been looking for
• Have peace-of-mind protection from any downturn in the stock market with confidence that your investment is creating real wealth for your family
• Create a lifestyle of opportunities that you always envisioned for your family
• Start a new chapter and adventure in your life in retirement that offers you additional benefits of wealth protection that you can pass on
• Have the freedom to be your own boss and travel while you build wealth for yourself and your family

"I have successfully enrolled in and utilized Lasaii's Safe Harbor IRA to purchase two pieces of real estate over the past several years. Lasaii, with Mr. Uranga directing all the financial aspects of the transactions, has been seamless and extremely dependable in all regards. I would recommend Lasaii for anyone that is interested in benefiting from this type of IRA investment." -

Options available:

SAFE-HARBOR® DIRECTED IRA™  (SHIRA™ )

DTI-DEBT TO INCOME RATIO

ACCELERATED MORTGAGE PAYMENTS

HELP WITH AN EXISTING MORTGAGE

SAFE HARBOR®-DIRECTED IRA™ (NON-REAL ESTATE)

RELOCATION OR
MOVING

STRUCTURE IRA FOR ESTATE PLANNING

STRUCTURE IRA FOR PHILANTHROPIC PURPOSE

“My entire career has been involved with finance, real estate finance, real estate development and management. I have been able to accumulate a significant IRA account balance.  However, the more I investigated, the more concerned I became that in fact, an IRA was something of a time bomb.  I was at first skeptical, due in part to my own expertise, and the fact that nothing like this had ever been addressed by my professional advisors.  After thorough checking and analysis, I found that Mr. Uranga (Lasaii Benefits) has creatively and legally solved the problem.  Making use of my 'frozen unusable' IRA assets, by purchasing real estate, I am systematically defusing the time bomb character of my IRA accounts.”

Match made in heaven:

With the recent passing of the SECURE Act and the Stretch IRA no longer an estate planning option, our IRA Real Estate to Occupy program is extremely valuable for those with large IRA's that are inherited or are planning to be passed down as our program can systematically diffuse the tax time bomb character of those large IRA's by directing them into real estate and offsetting the tax liability of now having to use those inherited IRA funds within ten years.

FAQs