“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.” – Theodore Roosevelt, U.S. President
Our program is for people who believe in using their IRA, or a portion of it, to help purchase real estate to occupy and/or to create income. They know the value and the pay off of real estate and that smart investing starts at HOME. We’ve compiled a list of six of the most inarguable benefits that investing in real estate offers, in no certain order:
1). Tax advantages: taxes are the least fun part about making money, but real estate ownership offers different tax advantages depending on the type of real estate you own. For instance, if you own a rental property, that income is not subject to self-employment tax! The government also offers tax breaks for rental property depreciation, insurance, maintenance repairs, travel expenses, legal fees and property taxes. An investment in apartments, vacant land, commercial buildings, industrial, etc all offer their own variation of tax incentives as well. To top it off, real estate investors are entitled to lower tax rates for their long term investments!
2). Income: creating passive income with real estate is a no-brainer and a huge incentive to invest in real estate. As always, location, location, location-matters, but if you research and invest wisely, you can secure a steady flow of passive income for a long time, covering your cost of the mortgage and putting money in your pocket to do with as you like.
3). Real Estate Appreciation: because land and buildings are appreciating assets, you can be very confident that your property will increase in value over time.
4). Leverage Funds: an investment in real estate offers leverage. For example, you can buy a property worth $600,000 for only $100,000, and the best part is: YOU DON’T EVEN HAVE TO USE YOUR OWN MONEY! To learn more about the value of leverage, read, “Leverage and Protection! What Happens When you Have the Best of Both Worlds?”
5). Equity: purchasing real estate with borrowed help means having to pay it back with interest, however, each of those payments go towards the principal of the real estate. By owning real estate, you are building equity and wealth in the same property.
6). You’re Your Own Boss: by investing in real estate, you have complete control over your own money, unlike the volatile stock market of which you hold relatively no control, any money gained or lost in real estate and your property is a direct result of what you do and the choices you make.
Creative Financing with IRA Real Estate to Occupy:
In today’s financial world, it’s smart to get creative and look to alternative investments. At Lasaii Benefits, we do just that with our IRA Real Estate to Occupy program and our SAFE-HARBOR®-Directed IRA™ (SHIRA™).
With the potential interest earnings from the SAFE-HARBOR®-Directed IRA™(SHIRA™), possible appreciation of the real estate over time, rental income, if you wish, and the intrinsic value of occupancy, together with the tax write-offs (if you qualify), the actual total value and benefits of both the SHIRA™ and the real estate could be a double digit return for you! In other words, the perfect alternative investment.
To learn more about how our program allows for an investment in real estate to occupy by using your IRA funds read, “A Better Way to Invest in IRA Real Estate.”
With Lasaii Benefit’s creative, innovative and life-changing estate planning, don’t miss out on the opportunity of maximizing your IRA funds and investing in real estate that you and your family can occupy.
We specialize in helping clients structure customized, tax effective IRA real estate investments that enhance their portfolios, lifestyles, market positions, and legacies.
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