Based on actual clients of Lasaii Benefits:

*Names in this case study have been changed to protect our client’s privacy.

Tom and Susan, husband and wife, were still in the prime of their careers. They had both been working hard for a long time and were growing tired of the daily grind, dreaming of a place they could go to be able to get away from it all and relax. They were still a ways from retirement, but they knew that eventually they wanted to retire in a warmer climate after many years of cold winters in their home state of Massachusetts, so they started looking south.

Tom and Susan had IRA accounts and they both weren’t big on having the entirety of their IRA funds invested in the stock market. They wanted to mix it up somehow and use a portion of their combined IRA funds to buy a home that they could use, but they had been told that this wasn’t possible. Fortunately, Tom spotted our advertisement in a Delta Airline magazine while at work. He gave us a call and was happy to find out that our SAFE HARBOR®-Directed IRA™ (SHIRA™ ) could help them purchase real estate that they could use and enjoy now!

Teamwork: Using Both IRA Funds to Help Purchase Real Estate !

So, in 2011, Tom and Susan both used their IRA funds and invested in the SAFE HARBOR®-Directed IRA™ (SHIRA™) to help purchase a beautiful high-rise condo with a pristine view of the ocean in Fort Meyers, FL.

Four years later, with a growing family in tow, they knew that they would need a bigger vacation home with room to grow as well; somewhere with plenty of space to make memories and to someday retire in with frequent visits from their grandchildren. So, they sold their condo in Fort Meyers and made a substantial profit from the appreciation after only four years. Because there are no prohibited transactions with the SHIRA™, the money that they made from the sale of their Fort Meyer’s condo went directly to their pocket to do with as they liked.

They then used their same SHIRA™’s to help purchase a new home in St. Petersburg, FL in 2015, which they currently use and enjoy to this day. Tom and Susan are still not retired, but do look forward to the day when they will make their vacation home in St. Petersburg, FL their permanent residence, utilizing their retirement funds now while those funds are still working for their future.

Summary of IRA real estate:

Lasaii structured the SAFE HARBOR®-Directed IRA™ (SHIRA™) to help Tom and Susan:

1). UTILIZE THE POWER OF LEVERAGE:

Because the SHIRA™ works in coordination with a mortgage loan, Tom and Susan were able to use the power of that leverage to purchase a high-rise condo in Fort Meyers, Fl and to sell the property four years later for a profit.

2). SUPPORT THE REAL ESTATE:

Tom and Susan used their SHIRA™’s to make the mortgage payments and property taxes on the Fort Meyer’s condominium first and now use the same SHIRA™ accounts to pay the mortgage payments and property taxes on their current property in St. Petersburg FL.

3). PROTECTION:

The SHIRA™ is protected from any possible downturn in the stock market, with upside interest earning potential when it does well.

4). OFFER STEP UP IN BASIS FOR HEIRS:

The SHIRA™ has the benefit of step up in basis at death, therefore, Tom and Susan’s children will someday inherit the real estate at its appreciated value, with no tax consequences to them.

These are just some of the benefits the SHIRA™ has to offer. To learn more click the button entitled, “Learn More.”

Creative Financing with the SAFE HARBOR®-Directed IRA™ (SHIRA™):

With the possible interest earnings of the SHIRA™, the potential appreciation of the real estate, rental income, and the intrinsic value of occupancy, together with the tax write-offs (if you qualify); the total value and benefits of the SHIRA™ and the real estate could be, and has been, in the double digits. In other words, the perfect alternative investment.

We specialize in helping clients structure customized, tax effective IRA real estate investments that enhance their portfolios, lifestyles, market positions, and legacies.

Please share this with friends and family that could benefit from our proprietary IRA real estate structure!

Visit www.lasaiibenefits.com to sign up to receive our “Understanding the SAFE HARBOR®-Directed IRA™” Guide to learn more. You may also visit our website to see if you qualify for our program.