Remodeling Season is Just Around the Corner! Use Your IRA to Pay the Cost of Renovations!

With the spring season just around the corner, it may just be the perfect time to do that remodel you’ve been thinking about.  I don’t know about you, but there is something so satisfying about watching HGTV’s Fixer Upper or Good Bones because watching the value and appreciation of a house skyrocket with the before and after makes us feel inspired.

What’s Holding You Back?

While we know the benefits of a remodel are many, most don’t think they can afford to do it, so they keep pushing it off.  We’re here to tell you that you can-and we can help with our SAFE HARBOR®-Directed IRA™.

Start Ripping Up That Old Carpet Already!

Our SAFE HARBOR®-Directed IRA™ can be structured to make the payments on a renovation to your primary residence, vacation home, and/or investment property.

This estate planning approach to IRA Real Estate holds your allocated retirement funds in an individual interest earning SAFE HARBOR®-Directed IRA™ (SHIRA™ ) account, safe from any down turn in the stock market. Over a pre-determined time period, scheduled transfers from your retirement monies occur, moving your retirement monies outside of your IRA and into your real estate remodel.

The components of the SHIRA™ structure are carefully assembled to balance personal and investment factors maximizing tax offsets & IRA earnings. Additionally, your plan will be structured with the flexibility to allow you to determine the duration of your plan and the percentage of retirement monies you wish to use for your renovation.

FREEDOM To Hammer A Nail!

It is important to note that with our SAFE HARBOR®-Directed IRA™-YOU as the real estate owner can make the renovations yourself, if you wish. (Unlike a Self-Directed IRA or Checkbook Directed IRA where it is prohibited to do any maintenance or renovations yourself to the real estate).

The Many Reasons For A Remodel:

  • To maintain or improve the value of the investment property through necessary repairs or replacements

  • To increase equity

  • Tax advantages

  • Reduced maintenance

  • Lower vacancy rates for rentals

  • Rental property improvements to attract better qualified tenants

The Perfect Alternative Investment

With the potential interest earnings of the SHIRA™, possible appreciation of the real estate, rental income (if you wish), and the intrinsic value of occupancy, together with the tax write-offs, if you qualify, the total value and benefit of both the SHIRA™ and the real estate could be, and has been, in the double digits. In other words, the perfect alternative investment.

We specialize in helping clients structure customized, tax effective IRA real estate investments that enhance their portfolios, lifestyles, market positions, and legacies.

Please share this with friends and family that could benefit from our proprietary IRA real estate structure!

Visit www.lasaiibenefits.com to sign up to receive our “Understanding the SAFE HARBOR®-Directed IRA™” PDF brochure to learn more. You may also visit our website to see if you qualify for our program.

See If I Qualify