Losing a job ranks among the highest of all stress causing situations. The most immediate issue you have to deal with after the loss of a job is making sure you can still provide for yourself and your family. Even though the job is currently gone, the health insurance payments, car payments, your daughters ballet classes, and your son’s tuition and books for his first year of college are not. The every day stresses of life, along with the bills are still there. Not to mention the emotions and frustrations that come with losing a job!
Having the assurance that the mortgage will be paid can make the difference between you being able to have the freedom to move forward with optimism on your job search towards that great, new job or getting caught in a dangerous spiral of insecurity, worry, and hopelessness.
Lasaii Benefits offers a viable solution to mitigate the crisis many recently unemployed may be facing in meeting their mortgage payments.
Retirement monies can be structured to be applied to an existing mortgage or new real estate purchase. This SAFE HARBOR®-Directed IRA™ (SHIRA™) is a comprehensive estate planning approach to IRA real estate that incorporates real estate and individual tax laws within IRA regulations to support the purchase of real estate while at the same time ensuring the security and longevity of the principal of the retirement fund.
The flexibility of this program allows for either short term cash flow relief or longer term diversification of retirement monies into real estate. The SHIRA™ is a smart solution as your retirement monies are not being wasted each month, but rather are being put towards your mortgage payments on your real estate, allowing you to focus on the job search knowing that your family’s home is safe from foreclosure and also being able to keep that real estate asset.
Because you don’t have to worry about losing your home, you’re able to focus and land that great new job, What do you do now? Again you have options!
You can stop your SHIRA™ payments and let the funds accumulate for retirement in an account protected from any down turn in the stock market, with interest earnings when the market performs well.
If you’re looking to diversify your portfolio and come across a smart real estate investment opportunity, you have your SHIRA™ already in place to dive in to that investment that allows for income, occupancy, and the possibility of appreciation over time to leave your heirs so they can inherit the real estate tax-free on the appraised value.
If you are a real estate oriented investor, the SHIRA™ is the perfect alternative to get your IRA funds out of the stock market and into a market you believe and trust in.
Options. Flexibility. Security.
Life is full of surprises. Sometimes good, sometimes bad. It’s nice to have a little help. A back up plan or something safe and reliable to lean on when things get tough. That’s where the SAFE HARBOR®-Directed IRA™ (SHIRA™) comes in. Smart investing today for an even smarter tomorrow.
Ideally suited to today’s economic reality, Lasaii Benefits offers free consultations to the soon to be or recently unemployed to determine the compatibility of the SAFE HARBOR®-Directed IRA™ (SHIRA™) structure to the individual’s needs.
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Lasaii Benefits believes in sharing financial knowledge, working hard for their clients, and practicing ethics in life and in business.
We specialize in helping clients structure customized, tax effective IRA Real Estate to Occupy investments that enhance their portfolios, lifestyles, market positions, and legacies.
Since 1992, Lasaii Benefits have been the leading experts in the IRA Real Estate to Occupy Industry.
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