Let's say for example investing in the electric city of Austin, TX. Austin is lovingly dubbed the Live Music Capitol of the World, and for good reason, as the metro area is home to banner music festivals like Austin City Limits and South by Southwest.
Wouldn't it be awesome to enjoy Austin yourself a couple weeks out of the year?
Start the day by escaping the urban bustle by going on a hike, bicycle ride, or kayak ride in one of more than 250 parks? Or soak up the sun and enjoy some quality family time at Barton Springs Municipal Pool, a treat in itself as it transports you back to the 1920's when the pool was built.
You could begin each evening by watching the bats take flight from Congress Bridge at sunset and then heading to dinner at one of Austin's yummy food trucks or highly regarded restaurants? Topping each night off with some awesome live music?
Down the road, maybe it would be the perfect place for you and your spouse to retire?
And, in the meantime, take advantage of the real estate and make money when you're not using it for yourself? That side hustle, if you will.
With platforms like Airbnb, VRBO and Tripping.com the opportunities to create rental income are easier than ever!
Here’s the kicker-what if you could purchase the real estate to occupy with the help of your IRA or other qualified retirement plans?
A Better Way to Invest
With our SAFE HARBOR®-Directed IRA™ (SHIRA™)…YOU CAN! The SHIRA™ has no prohibited transactions because the title of the real estate is in your name, not in the name of the IRA. That means, immediate occupancy and enjoyment for you and your family.
Other than the obvious benefits of income and enjoyment, the benefits of the SHIRA are many:
The SHIRA™ is invested in a principal protected vehicle, safe from any possible downturn in the stock market with upside interest earning potential when the stock market performs well.
THE POWER OF TWO:
The power of two is the combination of your SAFE HARBOR-Directed IRA™ and your Real Estate. One supports the other while the two exist legally as completely separate entities. The power of two investments working in tandem creating many benefits for you and your family. In other words, total synergy of two investments.
Purchasing real estate with an IRA lets you maximize the value of your money. Over the long term, land/real estate demonstrates more stable growth than the stocks and bonds usually held in the typical IRA, providing increased asset diversification of your portfolio.
STEP UP IN BASIS:
The real estate you purchase through a SHIRA™ can be passed at death to your heirs with a “step up in basis.” This means there will be tax savings on any appreciation accumulated. At death, a 1031 Exchange can also be passed to your heirs as a “step up in basis.”
If you qualify, you can enjoy all the tax benefits associated with real estate ownership.
Austin, TX a logical investment? We think so...
#1 Ranked Real Estate Market to invest in 2017 (PwC US and Urban Land Institute)
3rd fastest growing city in 2016
Ranked 4th best city to get a job (CNN)
Local apartment development is set to explode
Low taxes and no state income tax
Projected to be home to nearly 1 million people by 2020
Alternative Investment: IRA Real Estate to Occupy
In today's financial world, it's smart to get creative and look to alternative investments. At Lasaii Benefits, we do just that. With the potential interest earnings from the SAFE-HARBOR®-Directed IRA™, possible appreciation of the real estate over time, rental income, and the intrinsic value of occupancy, if you wish, together with the tax write-offs (if you qualify), the actual total value and benefits of both the SHIRA™ and the real estate could be a double digit return for you! In other words, the perfect alternative investment.
With Lasaii Benefit’s creative, innovative and life-changing estate planning, don't miss out on the opportunity of maximizing your IRA funds and investing in real estate that you and your family can occupy.
We specialize in helping clients structure customized, tax effective IRA real estate investments that enhance their portfolios, lifestyles, market positions, and legacies.
Please share this with friends and family that could benefit from our proprietary IRA real estate structure!
Visit www.lasaiibenefits.com to sign up to receive our "Understanding the SAFE HARBOR®-Directed IRA™" PDF to learn more. You may also visit our website to see if you qualify for our program.